The attorneys at the Huggins Law Firm have assisted in recovering millions and millions of insurance proceeds stemming from hurricane losses throughout their career.
What to do After the Storm
Once the storm has passed, inspect your property for any obvious damage. If your property has been damaged by the storm, it’s likely that you will need to work with your insurance company to complete repairs. Here are some important steps to follow for an insurance claim after Hurricane Ian:
1) Examine your property. Take pictures and video of your property, including any obvious damage. Refer to the photos and videos you collected prior to the storm to help identify all damage.
2) If your roof is leaking, call a contractor immediately to make a temporary repair, such as a tarp. Most insurance policies require you to take mitigation steps to prevent further damage to your property.
3) If your property sustained damage, file a claim with your insurance company as soon as possible. You can use online reporting systems, contact your agent, or call the insurance company’s claims line.
4) Strongly consider hiring a public adjuster to assist you with your claim. Hurricane losses are stressful, and the insurance claim process can be difficult to navigate alone. Note that your insurance company will likely face thousands of claims just like yours; a public adjuster will help keep your carrier focused on YOU.
5) If you believe your insurance company is not treating you fairly, or is not adjusting your claim correctly, call an attorney. You have rights as a policyholder; an attorney will make sure those rights are protected.
If you have any questions or concerns, or wish to discuss your situation with us, please reach out to info@lawhuggins.com to schedule a free consultation.